If you are too young to have a credit card, then you are likely too young to be legally looking at naked stuff on the Internet. That being the case, you are most certainly too young to understand that these gals put a lot of time, effort, and expense into their work. They are not paying bills by giving their hard work away for free.

Think about it...if someone came up to your lemonade stand or your paper route and demanded you give them stuff because they didn't feel like paying for it, I imagine you wouldn't be too eager to.